With Annapolis Maryland so close to Washington DC, the Pentagon, Fort Meade, Andrews Air Force Base, and is the home of the United States Naval Academy it’s no wonder that many service personnel, active and retired, choose to live, work and play in Anne Arundel County Maryland.
If you’re a VA qualified borrower, you can finance up to 100% the purchase price up to $500,000 for 2011 in Anne Arundel County Maryland. To find the current VA loan limits for any state and county, visit the United States Department of Veterans Affairs website.
It’s always a pleasure to provide real estate services to VA qualified borrowers in the Annapolis Maryland and surrounding communities of Arnold, Crownsville, Riva and Edgewater. I thank you for your serivce!
Are you a first-time home buyer looking for a home to purchase with a VA insured mortgage? If you’re in the early stages of considering your VA loan options, chances are you’re looking for few places to start your research.
And it’s not just new house hunters who need help; even experienced borrowers (who know plenty about occupancy rules and VA eligibility requirements) have unanswered questions depending on their needs.
For example, when shopping for a condo unit, how does a VA borrower learn about where to find approved condo projects? The answer to that particular question can be found at the Department of Veterans Affairs Veteran Information Portal: https://vip.vba.va.gov/portal/VBAH/VBAHome/condopudsearch
Are you a military retiree or currently serving military member looking for a house with special features to accommodate a disability? There’s no need to limit your house hunting to properties with existing accessibility features; a veteran with a service-connected disability can apply for a special grant to adapt a qualifying property. The VA Specially Adapted Housing page has all the information you’ll need: https://vip.vba.va.gov/portal/SAH/SAHApplication
If you have never used your military benefits before, there is a great deal of help and advice from the Department of Veterans Affairs Online Benefits Application website, also known as VONAPP. Please note that VONAPP is not the place to go to begin an application for a VA mortgage, but there are many benefits a veteran can and should take advantage of when looking into their VA mortgage options.The VONAPP website can help those who need to apply for or request re-evaluation of disability benefits. If you need to apply for the VA’s Specially Adapted Housing grant, you should beging using VONAPP long before you apply for a VA home loan—the status of a disability and VA recognition of that service-connected disability must be established before applying for the grant.
A VA-approved disability may qualify you for a Specially Adapted Housing Grant, but any issues not currently recognized by the Department of Veterans Affairs cannot be used to make the determination.
If you need assistance with any of these links, programs or applications, you can contact the VA directly at www.va.gov or call them at 1-800-827-1000.
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About the Author:
If you are interested in buying or renting a home in Annapolis, Maryland or the surrounding area and want to tour any property currently on the market, or if you have a home to sell or lease in Annapolis, Maryland and want a professional consultation on current market conditions, please contact me at 443-994-8043 or e-mail me at showell@cbmove.com or visit my website at LiveInAnnapolis.com.
Stephen Howell came to Annapolis to sail the Bay in 1994. What he discovered was a whole new lifestyle. Ever since Stephen Howell has been successfully helping others make the most of Annapolis. You’ll find that with the right professional by your side, you can Live the Lifestyle and Live in Annapolis.
Stephen Howell and Rocky (his lab-mix from the SPCA of Anne Arundel County in Annapolis) live on the Chesapeake Bay near Annapolis, Maryland. He works in the Annapolis real estate market. His website lets people search the Washington and Baltimore metropolitan area MLS. Buyers can also search for waterfront homes along the Chesapeake Bay. His website has current real estate data on Annapolis, Anne Arundel County, and Maryland.
Know your nautical etiquette?
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